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By now you’ve probably heard a lot about “NC points.” But what are NC points? And why does it matter? The phrase NC points is slightly a misnomer. In North Carolina, convictions for traffic violations can result in two different types of points: DMV points (points on your driver’s license) and insurance points (points that make your insurance rate increase). Generally, when a person is convicted of a traffic violation they are punished with both insurance and DMV points. If you’ve ever wondered how many points a speeding ticket is or how a traffic ticket might affect your insurance then look no further!
Your NC driver’s license will be suspended if:
The length of the suspension is determined by the number of suspensions you’ve previously had. Generally, the length of suspension is as follows:
| Offense | NC DMV Points | Insurance Points |
| Littering while driving | 1 DMV Point | 1 Insurance Point |
| Speeding (10 mph or less over limit when speed limit is less than 55 | 2 DMV Points | 1 Insurance Point |
| Speeding (10 mph or less over limit when speed limit is greater than 55) | 2 DMV Points | 2 Insurance Points |
| Speeding in a school zone | 3 DMV Points, generally | Insurance Points Depend on Speed |
| Speeding over 55 mph | 3 DMV Points | Insurance Points Depend on Speed |
| Speeding (80 mph or higher when limit is 70 mph or higher) | 3 DMV Points | 4 Insurance Points |
| Speeding (75 mph or higher when limit is less than 70 mph) | 3 DMV Points | 4 Insurance Points |
| At fault accident (property damage > $1,800, but < $3,000) | 3 DMV Points | 2 Insurance Points |
| Failing to report an accident (where required) | 3 DMV Points | |
| Lack of liability car insurance | 3 DMV Points | |
| Failing to stop for a siren | 3 DMV Points | 1 Insurance Point |
| Running a red light | 3 DMV Points | 1 Insurance Point |
| Running a stop sign | 3 DMV Points | 1 Insurance Point |
| Failing to yield right-of-way to another vehicle | 3 DMV Points | 1 Insurance Point |
| Failing to yield right-of-way to a pedestrian | 4 DMV Points | 1 Insurance Point |
| Driving on the wrong side of the road | 4 DMV Points | 2 Insurance Points |
| Following too closely behind another car | 4 DMV Points | 2 Insurance Points |
| Hit and run with property damage | 4 DMV Points | 4 Insurance Points |
| Reckless driving | 4 DMV Points | 4 Insurance Points |
| Aggressive driving | 5 DMV Points | 8 Insurance Points |
| Passing a stopped school bus | 5 DMV Points | 4 Insurance Points |
| Driving while revoked or suspended | License Suspended | 8 Insurance Points |
| Speeding to elude arrest | License Revoked | 10 Insurance Points |
| Highway racing | License Revoked | 10 Insurance Points |
| DWI | License Revoked | 12 Insurance Points |
| Manslaughter/negligent homicide | License Revoked | 12 Insurance Points |
| Prearranged racing | License Revoked | 12 Insurance Points |
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